Home Energy Saver: Save Up to $4,000 or Access a $15,000 Interest-Free Loan

Making your home more energy-efficient doesn’t have to mean a big upfront cost.

The NSW Government’s Home Energy Saver program can help eligible households cover the cost of solar power, battery storage, and other eligible energy upgrades, with a discount of up to $4,000 or a zero-interest loan of up to $15,000, repayable over up to 10 years.

Loan Applications open now. No current closing date.

To be eligible for the loan, you need to:

• Own the property
• Be an Australian citizen or permanent resident
• Have a combined, annual, taxable household income of up to $210,000

Discount Coming soon. Discount applications are not yet open.

To be eligible for the discount, you need to:

• Own the property, or be a tenant named on the lease
• And meet at least one of the following:

• • Have a combined, annual household income of up to $80,000, or
  • Hold one of these concession cards:

• • • Health Care Card
    • Low Income Health Care Card
    • Pensioner Concession Card
    • Veteran Gold Card

A note on cost: if you’re approved for the discount, you’ll still need to contribute at least $200 yourself towards the total cost of the upgrade.

Can I get both the loan and the discount?

Yes, if you qualify for both. If your upgrade costs more than the $4,000 discount covers, the loan can help cover the rest. If you’re interested in both, it’s best to wait and apply for the discount first once applications open, then apply for the loan.

Not sure if you qualify, or want help working out which option suits you best? Our friendly team is happy to walk you through it, just get in touch below and we’ll take care of the rest.